Choosing a financial advisor is one of the most important decisions you make, especially as you approach retirement. Having someone there to help provide you with more information is crucial, as your goals will most likely shift in retirement. As you get older, you have less and less time to make money back if you lose it. As a result, you should become more conservative when it comes to your investments. And our first priority when assisting clients is to protect their wealth from market declines. Our second priority, however, is to also get you reasonable rates of return** over time.